Household Finance

Man trying to climb out of a hole made of money.
Household Finance
Filing for personal bankruptcy: What it is, how to do it, and when to consider it  
It could solve some problems but create others.
3D Isometric Flat Vector Conceptual Illustration of Student Loan Forgiveness, Cost of Education
Household Finance
Your guide to student loan forgiveness types
Potential paths to a clean slate.

Recently Posted

The Biden student loan forgiveness plan is dead. Now what?
Focus on income-driven repayment plans.
What is life insurance and how does it work?
You could think of it as income insurance.
Household Finance
Bank runs: What they are and why they happen
It’s about confidence (or lack thereof).
Household Finance
Best rewards credit card: Airline miles, points, or cash back?
The best rewards card is one you’ll use.
Household Finance
Borrowing from your parents (the Bank of Mom & Dad)
Family lending—the right way.
Household Finance
Breaking the taboo: Why you need to talk money with your partner
“The talk:” awkward, but worth having.
Household Finance
Buying vs. leasing a car: Which route is best?
How long do you want to keep it?
Household Finance
Capital gains and losses: Keeping track and paying taxes
What happens when you sell an asset?
Household Finance
Charitable giving: Learn about the ways and whys of donation
Make the world a better place and (maybe) get a tax break.
Household Finance
College savings plans: Why an early start can pay off
Never too early to start.
Household Finance
Credit card companies: Who’s who and how they make money
Learn about networks vs. issuers.
Household Finance
Credit card reward strategies: Getting more from each purchase
Credit tips, tricks, and potential pitfalls.
Household Finance
Donor-advised funds: A way to give to charity and get a tax break
Set up your own charitable “foundation.”
Household Finance
Don’t fear the gift tax: Understanding gift tax exclusions and rules for 2023
Most people can give without being taxed.
Household Finance
Expected family contribution and FAFSA: The college cost home stretch
How to grab your share of financial aid.
Household Finance
Federal student loans: Subsidized vs. unsubsidized loans
You might get one, or both, types.
Household Finance
Filing for personal bankruptcy: What it is, how to do it, and when to consider it  
It could solve some problems but create others.
Household Finance
First-time home buyer? Here’s what you need to know
It’s a big step. You ready?
Household Finance
Give till it hurts: A list of the taxes we pay
A little here, a little there, and it really adds up.
Household Finance
Good debt vs. bad debt: It’s all about targeting your goals
Some types of debt are better than others.
Household Finance
HELOC vs. second mortgage: Different home equity loan types
Two ways to tap home equity.
Household Finance
How college scholarships can help you pay for school
Reduce the need for student loans.
Household Finance
How does a mortgage work? A walk through the numbers
Principal, interest, escrow, and more.
Household Finance
How interest rates work: A beginner’s guide for borrowers and savers
What you earn and what you pay.
Household Finance
How to pay for college: A timeline from preschool to high school
In a word: Start saving soon.
Household Finance
How to raise your credit score
Consider these four money moves.
Household Finance
How to use credit cards to improve your credit score
Swipe, pay off, repeat.
Household Finance
How to use Federal Work-Study as part of your financial aid
Get guaranteed student income.
Household Finance
How your credit report influences your credit score
Good credit has its perks.
Household Finance
Is your head spinning with mortgage terms?
Here’s a glossary for you.
Household Finance
Keys to vehicle buying: How to finance a car
Nail down the numbers.
Household Finance
Money basics for kids: 5 skills to teach them now
Steady saving, smart spending, generous giving.
Household Finance
Mortgage types: Fixed vs. variable, 30-year and other loan terms, and more
You thought choosing paint would be hard.
Household Finance
No strings attached: Your guide to college grants
Pell Grants and more.
Household Finance
PPOs, HMOs, HSAs, and more: An intro to medical insurance types
Spelling out the alphabet soup of health-care plans.
Household Finance
Protect yourself: Identity theft is growing more sophisticated
But you can defend yourself.
Household Finance
Retirement and key savings goal plans: Why an early start can help you get ahead
Why an early start can help you achieve more.
Household Finance
Selling a house? Follow the seven steps in our staging checklist
Declutter, beautify, update as needed.
Household Finance
Set up your emergency fund: Saving for a rainy day
A cushion if you fall.
Household Finance
Seven steps to paying off student loans faster
You can do this.
Household Finance
Should you itemize tax deductions or take the standard deduction?
 The math changed in 2018.
Household Finance
Should you rent or buy your home? Weighing the costs and benefits
Planting roots or rolling stone?
Household Finance
So you want to buy a car? What to know before visiting the dealer
Be sensible, not emotional.
Household Finance
Student loan limits: How much can I borrow, and what happens after that?
You can borrow to pay for your education, but there are limits.
Household Finance
Take cover: Why insurance is necessary and which types you really need
There are several safety nets to consider.
Household Finance
Tax deductions, tax credits, and tax refunds—what’s the difference?
Top line, bottom line, leveling line.
Household Finance
Term life vs. whole life insurance: Which is better for me?
Three questions to ask yourself.
Household Finance
The Biden student loan forgiveness plan is dead. Now what?
Focus on income-driven repayment plans.
Household Finance
Time is money: An introduction to financial calculators
The math remains the same.
Household Finance
Understanding credit cards: Their purpose, positives, and potential pitfalls
Swipe, tap, or insert—and then pay.
Household Finance
Understanding different types of life insurance policies
Term versus permanent (plus plenty of subtypes).
Household Finance
Using emergency savings vs. getting an emergency loan
An ounce of prevention is worth a pound of cure.
Household Finance
Using the 50-30-20 rule to power your household budget
It’s a great starting point.
Household Finance
What are tax credits (and how do I get them)?
Children, college kids, EVs, and more.
Household Finance
What is a health savings account (HSA)?
Tax-advantaged savings for your health care expenses.
Household Finance
What is an independent student? Your status, FAFSA, and taxes
Understand your expected family contribution.
Household Finance
What is due diligence? A professional and personal standard
Be sure to do your homework.
Household Finance
What is life insurance and how does it work?
You could think of it as income insurance.
Household Finance
What it means to be unbanked or underbanked
 It’s hard to function financially without a bank.
Household Finance
What to expect when leasing a car: Jargon and math
Wading through the terms and terminology.
Household Finance
What’s a marginal tax rate? How do federal tax brackets work?
Cutting through the tax rate jargon.
Household Finance
When the economy goes south: Recessions, explained
These declines affect everyone.
Household Finance
Why is my paycheck smaller than my salary?
Here’s how to read a pay stub.
Household Finance
You can file a tax extension, but should you?
It’s not just free time.
Household Finance
Your guide to opening and using a bank account
There’s a first time for everything.
Household Finance
Your guide to payday loans, title loans, and other predatory loans
Don’t get trapped in debt.
Household Finance
Your guide to setting a monthly budget
The budget you’ll actually stick to.
Household Finance
Your guide to student loan forgiveness types
Potential paths to a clean slate.