Miranda Marquit
Miranda Marquit is Financial Writer at Encyclopædia Britannica.
Miranda is an award-winning freelancer who has covered various financial markets and topics since 2006. She has contributed to numerous media outlets, including Forbes, TIME, The Hill, NPR, HuffPost, Yahoo! Money, and more. Her work has been syndicated by MSN Money, MarketWatch, Credit.com, and other publications.
In addition to writing about personal finance, investing, college planning, student loans, insurance, and other money-related topics, Miranda is an avid podcaster and co-hosts the Money Talks News podcast. She holds a master’s degree in journalism from Syracuse University and an MBA from Utah State University.
Recent Articles
Household Finance
What is a credit balance transfer? How it works and three benefits
Boost your score and reduce your interest.
Retirement
Retirement 101: Defined benefit vs. defined contribution plans
The burden has shifted from employer to employee.
Household Finance
The Biden student loan forgiveness plan is dead. Now what?
Focus on income-driven repayment plans.
Household Finance
Student loan limits: How much can I borrow, and what happens after that?
You can borrow to pay for your education, but there are limits.
Investing
How to start investing while repaying student debt and loans
An early start can make a big difference.
Household Finance
What is an independent student? Your status, FAFSA, and taxes
Understand your expected family contribution.
Household Finance
Federal student loans: Subsidized vs. unsubsidized loans
You might get one, or both, types.
Household Finance
Federal loans vs. private loans: Understanding student loan issuer types
Which loans should you get?
Household Finance
How to use Federal Work-Study as part of your financial aid
Get guaranteed student income.
Household Finance
How college scholarships can help you pay for school
Reduce the need for student loans.
Retirement
What is the FIRE movement and is it for you?
Burning desire: financial independence; retire early.
Household Finance
Understanding credit cards: Their purpose, positives, and potential pitfalls
Swipe, tap, or insert—and then pay.
Household Finance
Your guide to opening and using a bank account
There’s a first time for everything.
Retirement
How to use the retirement bucket strategy to protect your nest egg
Three levels of risk and return.
Household Finance
What is a credit score? And is FICO really the only credit score that matters?
Your guide to credit scores.
Household Finance
Parent PLUS Loans: You might be eligible, but should you take one?
This PLUS has its minuses.
Household Finance
How to pay for college: A timeline from preschool to high school
In a word: Start saving soon.
Household Finance
PPOs, HMOs, HSAs, and more: An intro to medical insurance types
Spelling out the alphabet soup of health-care plans.
Household Finance
Gig econ 101: Using side-hustle income to boost your finances
Got a gig on the side?
Household Finance
Health flexible spending accounts (FSAs): A tax-free way to manage health care costs
Stretch your medical spending dollars.
Household Finance
Expected family contribution and FAFSA: The college cost home stretch
How to grab your share of financial aid.
Household Finance
Credit card reward strategies: Getting more from each purchase
Credit tips, tricks, and potential pitfalls.
Household Finance
Best rewards credit card: Airline miles, points, or cash back?
The best rewards card is one you’ll use.
Household Finance
Credit card companies: Who’s who and how they make money
Learn about networks vs. issuers.
Household Finance
Your guide to payday loans, title loans, and other predatory loans
Don’t get trapped in debt.
Household Finance
What is buy now, pay later and should you take advantage of it?
There’s always a catch.
Household Finance
What is a health savings account (HSA)?
Tax-advantaged savings for your health care expenses.
Household Finance
Can automatic bill pay and other tools help you put your money on autopilot?
Commence budgeting sequence.
Household Finance
Using emergency savings vs. getting an emergency loan
An ounce of prevention is worth a pound of cure.
Household Finance
How does a mortgage work? A walk through the numbers
Principal, interest, escrow, and more.